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Why You Need For A Pre-Approval Before You Start Looking For A Home?


July 8, 2019

Tim Diamond From The Diamond Group, Compass

I'm gonna talk to you about why it's so important to be pre-approved for a loan before you start looking for a home.
First, imagine walking in this charming home you can smell the salt in the air is only a block and a half from the ocean you walk in and you're taken back by the flow of the home you walk around for a bit, and when you enter the master bedroom you're officially in love, here's where we run into problems....You approach me that you want to put in an offer, then when you seek the pre-approval the amount you're approved for is not as much as you thought, or the type of loan you have does not meet the sellers requirements, this sequence of events can be devastating and could have been avoided by just getting a pre-approval before you started your search.
Ok, so now you're approved, now you know exactly what homes we can target, also sometimes in a pre-approval you realize that you're actually approved for more than you thought, and enables you to broaden your horizons.
When it comes to fulfilling those must-haves on the agent side this empowers me, because it gives us solid leverage in a multiple offer situation, if we have a pre-approval letter, and another buyer doesn't have that, the soldiers don't want to work with us because we have a full pre-approval and that's much stronger!
Check out this amazing property at this beautiful home is located right around the corner from Orfila Vineyards & Winery, and sits on 2.59 acres and can accommodate its own vineyard. This stunning 5 bed/5 bath meticulously maintained home is a must-see, La Jolla/Rancho Santa Fe style —nestled in the serene hills of San Pasqual. Private gated enclave overlooking the hills of San Pasqual.
This contemporary multilevel home offers continuous almost 360-degree mountain/vista views from all rooms and is one of the most architecturally significant homes in Escondido. From an epic sunrise to moonlit mountains, this home’s vantage point is hard to duplicate!
Expertly designed by multiple award-winning, LEED accredited and AIA certified architects, David and Steven Hawkins.
If you or someone you know, has questions on how to start the process, give me a call!!
I have helped many buyers across San Diego get into the home of their dreams. Now it's your turn!
Please share this blog post with buyers because they really need to understand the process, Or you can check out my video!

Thank you for reading my blog!

Tim Diamond

The Diamond Group and Compass

DRE# 0196725

1953 San Elijo Ave. #100
Cardiff by the Sea, CA 92007

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